KPAN means Keyra Payments Authentication Network—a named program for payment-related authentication. Its hostname seed is kpan.keyra.ie. Live commercial status is not independently confirmed in this corpus, so treat KPAN as a program under verification rather than a universally available network.
A payment authentication network pattern typically involves a user/approver, a merchant or relying party, an issuer or bank, and the authentication provider. KPAN names this Keyra program space, but live actor contracts are unconfirmed—use the model for education, not as proof of production routing.
